As an Risk Management Specialist teaching the self-employed, pre-retired and retired in Florida how to protect their assets and get affordable insurance plans and financial services … My expertise is to work with you to develop a program giving you a balance between what you want … what you really need … and your financial investment.

Working together you will have access to Affordable Insurance Plans … for pennies on the dollar, including Life Insurance and Health Insurance benefits … so you will have the money you need if your health fails you. At the same time, you can unlock finnancial growth for your long term retirement savings nest egg … with NO risk to losing your hard earned assets.

A little personal background … I have both an MSEE and an MBA with over 40 years in research, management and consulting. I am a self-employed business person, much like yourself, and thought I was knowledgeable about all aspects of business life. When my wife, Kay and I moved to Florida for personal family reasons in 2000, I started learning things that I never knew about health insurance … at least the way it is in Florida.

At the same time, like many of you, we experienced devastating losses to our retirement savings … as the S&P 500 plummeted 47% and there was blood in the streets. This was coming off a major real estate crash in Southern California, where our personal home and rental properties had decreased 55% over a seven year period, and were sold in 2000 for the 1988 appraised value.

Even though some good years followed, IRA accounts were bleeding again in late 2007 … along with Real Estate … and losses accelerated in 2008. All of this launched me into a mission to help others, and fuels the passion for what I do today.

Now, I show other self-employed individuals in the Central Florida area how to save money and protect the assets they have worked so hard to obtain … grow your assets with little or no risk … reduce your IRS bill with tax reduction strategies … reduce or eliminate probate court losses …and provide you peace of mind and “sleep insurance” so you can enjoy life and have fun doing what you do best.